See Full Interview HERE
Congratulations to all who participated in the Consumer Federation of America's impactful Consumer Advocacy Day! During 150 meetings, advocates urged lawmakers and staff to address the growing threat of high-cost lending, oppose efforts to weaken consumer protections for earned wage access, and defend the Consumer Financial Protection Bureau which has secured more than $21 billion in relief for consumers since its creation.
Throughout the day, participants shared stories from their communities and provided policymakers with firsthand perspectives on how financial policies impact working families, military households, seniors, and consumers across the country.
Congratulations to our former Oregon Consumer League Board Member, Michael Fuller! Michael Fuller received the Oregon State Bar Consumer Law Section Award of Merit at the holiday event on December 11th!
On September 15, 2025, the Oregon Consumer League and other consumer advocates joined Governor Tina Kotek as she signed three new consumer protection bills into law, celebrating a legislative push to make everyday financial transactions fairer and more transparent for Oregon families.
Oregon will join 13 other states in prohibiting debt collectors, hospitals, and other entities from reporting medical debt to credit reporting agencies. The bill also includes provisions that prohibit credit reporting of debt on medical credit cards. The law takes effect on Jan. 1, 2026. See full text.
This bill requires that prices for goods or services offered online to Oregon residents include all fees and charges a buyer must pay to complete the transaction. It also requires that goods and services be advertised with all mandatory fees included. Businesses that violate the requirement could face action under Oregon's Unlawful Trade Practices Act. The law takes effect Jan. 1, 2026. See full text.
This bill provides significant transparency and safeguards when financing a car purchase. It mandates dealers to void the sale or provide financing at the original terms if financing cannot be arranged within ten days after the sale. Additionally, the law will now provide stronger protections if a sale involving a trade-in vehicle deal falls through and the dealer sells the trade-in vehicle, and it provides a consumer rights disclosure in multiple languages at the time of purchase. This new law takes effect on Jan. 1, 2026. See full Text HB3178 2025 Regular Session - Oregon Legislative Information System
There is growing consumer interest in solar power, and there are multiple options for financing the switch to solar power. Solar power financing transactions are complicated, and it is important for consumers to be informed to avoid predatory sales and marketing scams. Check out the following resources to learn more:
Educational Resources from the U.S. Department of the Treasury
Consumer Solar Awareness Website Consumer Solar Awareness | U.S. Department of the Treasury
Solar Consumer Advisory Consumer-Advisory-Solar-eng.pdf (treasury.gov)
Before You Buy Solar Panels Guide-Before-You-Buy-Solar-Panels-eng.pdf (treasury.gov)
Before You Sign a Solar Lease Guide-Before-You-Sign-a-Solar-Lease-eng.pdf (treasury.gov)
Before You Sign a Power Purchase Agreement Guide-Before-You-Sign-a-Power-Purchase-Agreement-eng.pdf (treasury.gov)
Before You Sign a Solar Subscription Guide-Before-You-Sign-a-Community-Solar-Subscription-eng.pdf (treasury.gov)
Educational Resources from the Federal Trade Commission
Consumer: How To Avoid Getting Burned How to avoid getting burned by solar or clean energy scams | Consumer Advice (ftc.gov)
Business: Don’t Waste Your Energy On a Solar Scam Don’t waste your energy on a solar scam | Federal Trade Commission (ftc.gov)
Educational Resources from the Consumer Financial Protection Bureau
Issue Spotlight Issue Spotlight: Solar Financing | Consumer Financial Protection Bureau (consumerfinance.gov)
Consumer Advisory Consumer advisory: Steer clear of costly and complex loans for solar energy installation | Consumer Financial Protection Bureau (consumerfinance.gov)
