On September 15, 2025, the Oregon Consumer League and other consumer advocates joined Governor Tina Kotek as she signed three new consumer protection bills into law, celebrating a legislative push to make everyday financial transactions fairer and more transparent for Oregon families.
Oregon will join 13 other states in prohibiting debt collectors, hospitals, and other entities from reporting medical debt to credit reporting agencies. The bill also includes provisions that prohibit credit reporting of debt on medical credit cards. The law takes effect on Jan. 1, 2026. See full text.
This bill requires that prices for goods or services offered online to Oregon residents include all fees and charges a buyer must pay to complete the transaction. It also requires that goods and services be advertised with all mandatory fees included. Businesses that violate the requirement could face action under Oregon's Unlawful Trade Practices Act. The law takes effect Jan. 1, 2026. See full text.
This bill provides significant transparency and safeguards when financing a car purchase. It mandates dealers to void the sale or provide financing at the original terms if financing cannot be arranged within ten days after the sale. Additionally, the law will now provide stronger protections if a sale involving a trade-in vehicle deal falls through and the dealer sells the trade-in vehicle, and it provides a consumer rights disclosure in multiple languages at the time of purchase. This new law takes effect on Jan. 1, 2026. See full Text HB3178 2025 Regular Session - Oregon Legislative Information System
